Fernando L. Diaz
Loan Originator - President - Owner
NMLS# 305050
Fernando L. Diaz
Loan Originator - President - Owner
NMLS# 305050
In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as much as possible before applying for a mortgage loan.
May 23, 2023 |
While taking on a mortgage for the first time may feel like the scariest decision of your life, after you get comfortable with homeownership and paying a mortgage, you may decide at some point that you’d like to take out an additional loan for anoth
May 18, 2023 |
Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the borrower, against default and loss. If the borrower contributes less than a 20
May 16, 2023 |
When you are ready to buy a home, one of your first items of business is to find a mortgage lender. As you start your search you may hear terms like “mortgage broker” and “mortgage banker.” What is the difference between these and
May 11, 2023 |
As you begin the mortgage process, you’ll have lots of terminology thrown at you that can be a little confusing. Two similar sounding terms that might have you perplexed are conforming and conventional loans. Are these the same thing? Here’s w
May 09, 2023 | Purchasing a Home
If you’re applying for a home loan, you’ve probably learned that there are many different types of mortgages. There are two major classes of home loans: conventional and government-insured. While both types have their role, consider this expla
May 04, 2023 | Purchasing a Home