Fernando L. Diaz
Loan Originator - President - Owner
NMLS# 305050
Fernando L. Diaz
Loan Originator - President - Owner
NMLS# 305050
Mortgage interest rates have risen sharply in the past year, having bumped around the 3% -4% range for the last decade. After getting so accustomed to that range of rates, many borrowers are struggling with today’s level in the 6% span. However, his
Jun 13, 2023 | Interest Rates
After searching for the best mortgage lender, you might be surprised to get a letter soon after you close on your new home loan that states that your mortgage has been sold to a different company. You might wonder how that happened and if it is even allow
Jun 08, 2023 | Purchasing a Home
In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may be able to consolidate all that debt and make it easier to afford with a refinance loan. Here&r
Jun 06, 2023 | Refinancing a Home
If you are starting the homebuying process, you may have heard that you should get a mortgage pre-approval, not a prequalification. And yet, mortgage prequalification wouldn’t exist if they didn’t serve a purpose. They simply serve a different
Jun 01, 2023 | Purchasing a Home
One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origination Fee? Origination means to create, so the loan or
May 30, 2023 | Purchasing a Home
There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid paying them upfront with a “no fee loan.” What Are Traditional Fees? With a standard home loan, borrowe
May 25, 2023 |