Fernando L. Diaz

Loan Originator - President - Owner

NMLS# 305050

239-327-7922

ferdi.diaz@freedomfinancial4you.com

Fernando L. Diaz Loan Originator - President - Owner

Blog

6 Mistakes that Home Buyers Should Avoid

6 Mistakes that Home Buyers Should Avoid

With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 major mortgage blunders to avoid to make sure you are in prime position for scoring the perfect property. Not Getting Pre-ap

Jul 25, 2023 | Purchasing a Home

How Often Do Mortgage Rates Change?

How Often Do Mortgage Rates Change?

When you are ready to buy a house or refinance your existing home loan, getting the best mortgage interest rate is key to minimizing your total borrowing costs. You may have heard in the news lately about rates moving up and down due to inflation trends.

Jul 20, 2023 | Interest Rates

How to Start the Process of Buying a Home

How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

Can Manual Underwriting Help You Get Approved for a Mortgage?

Can Manual Underwriting Help You Get Approved for a Mortgage?

When you apply for a mortgage loan, the bank or lender has to go through the process of underwriting the loan. This means that your financial data will be verified and analyzed to determine if you qualify for the loan and at what terms. Today most of this

Jul 13, 2023 | Purchasing a Home

How To Save As Much Money as Possible When Buying a House

How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buy a home for the first time this year, you are probably looking for any way to save money in the process. Here are some possible options for pinching those pennies to make home buying more affo

Jul 11, 2023 | Purchasing a Home

Most Popular Home Renovations Do Not Provide a Great ROI

Most Popular Home Renovations Do Not Provide a Great ROI

With mortgage rates on the rise, and home prices at record highs, many homeowners are choosing to renovate their current homes rather than sell and buy a bigger, better place. While that can be a smart move, if the homeowner ever does decide to move, they

Jul 06, 2023 |