Fernando L. Diaz

Loan Originator - President - Owner

NMLS# 305050

239-327-7922

ferdi.diaz@freedomfinancial4you.com

Fernando L. Diaz Loan Originator - President - Owner

Blog

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage

How to Read a Closing Disclosure, Page By Page

How to Read a Closing Disclosure, Page By Page

As you finalize your mortgage loan, your lender will give you a document called the closing disclosure. It contains lots of important information about your loan that you need to review and sign off on before you start your new mortgage. Although the page

Aug 10, 2023 | Purchasing a Home

How Do VA Loan Rates Compare to Other Loans?

How Do VA Loan Rates Compare to Other Loans?

If you are an active-duty or veteran military service person, VA home loans are an incredible home loan option; the fees are low, no down payment is required, and there is technically no minimum credit score bar to clear. In fact, 90% of VA loans are made

Aug 08, 2023 | VA Loans

What To Do After Your Mortgage Closes

What To Do After Your Mortgage Closes

Once you reach the closing day for your new mortgage, you may be wondering what to do next. There are several important steps to take as well as several privileges you can now enjoy again once your loan has closed. 1. Verify Your Loan Has Funded Don&rsquo

Aug 03, 2023 | Purchasing a Home

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

What’s the Difference Between a Mortgage Co-Borrower and Co-Signer?

When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co

Jul 27, 2023 | Purchasing a Home

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